Umbrella Insurance

Umbrella Insurance In Maryland

Having proper liability protection is always a good idea as it can protect you during some challenging situations. While you will get some liability coverage under your home and auto insurance policies, this form of coverage is not always necessarily enough. For a lot of people, getting umbrella insurance could be a good option. There are several reasons why getting umbrella insurance could be an excellent addition to someone's insurance coverage in Maryland.

Umbrella Coverage Gives More Liability Protection

One reason why you should get an umbrella insurance policy is that it will give you additional insurance coverage. If you have a home or auto insurance policy, you will receive some liability coverage. While this will be enough to provide you with coverage for most accidents, if a bad accident does occur, it could exceed your policy limit. When you get an umbrella insurance policy, it will give you more coverage on top of your base policy.

Covers More Situations

Another advantage of umbrella insurance is that it can give you coverage for more situations. Your home and auto insurance policies will provide you with coverage for many problems. However, situations are limited. This leaves you vulnerable to other incidents that could also come with a liability claim. If you would like to have a full level of protection against liability risk, you should get an umbrella insurance policy as it gives more inclusive coverage.

There are a lot of situations when having this additional umbrella coverage in Maryland would be a good idea. If you think that umbrella insurance is right for you, it would be a good idea to call the team at the Thompson Insurance Agency. When you contact the Thompson Insurance Agency, you can learn far more about how umbrella insurance can protect you. They can then work with you to fully understand your situation to help you to get into a policy that is right for your lifestyle.

Auto Insurance Types

When it comes to auto coverage more is better than less. We can help you get the following coverages:

  • Liability Insurance
  • Uninsured Motorist Protection
  • Collision Insurance
  • Medical/Personal-Injury Protection
  • Comprehensive Insurance
  • No-Fault Insurance

Partner Carriers

  • Bristol West
  • Encompass
  • Progressive
  • Safeco
  • State Auto